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A 100% subsidiary The Axis Pay ,The Axis Pay offers essential digital financial and e-retail services such as cash deposit and Aadhaar led withdrawals, mini ATM services, bill payments and recharge, money transfers, loans, tours and travel and more to the rural citizens through The Axis Pay App (available on Google play store with an industry best rating of 4.4) and Web portal. The Axis Pay network, comprising more than 10 lakh Adhikaris, covers more than 18,000 pin codes, 700 districts and 5,000 blocks, serving over 10 crore households. In fact, the network now covers 95% rural pin codes in India.